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Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)


Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
We have worked with Lynne on several occasions and she is super professional, helpful and very pleasant to work with. She's willing to run through many financing scenarios and advise on the different options and rates available. We have recommended her to friends who have come back to tell us they've had the same positive experiences. Do not hesitate to contact her or Northern Mortgage Services for your home financing needs.
Carol D.
Grand Rapids, MI
Great team to work with, highly professional with a focus on customer service! I was largely unavailable (overseas for work) during the weeks leading up to the closing date but Anthony Gardner and the team were very patient and made timely adjustments to ensure the process went smoothly.
W. Zhang
Grand Rapids, Michgian
Thank you Pat Helder for making our dream of owning a home come turn. You made it so easy and we appreciate everything you did.
Sullivan family
Fremont, MI

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Northern Mortgage

2828 Wilson Ave. SW, Grandville, Michigan 49418


2828 Wilson Ave. Southwest,
Grandville, MI 49418, USA