Do's and Don'ts

DO

Do start shopping for your homeowner’s hazard insurance

Do inform your loan officer of any changes in your income

Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).

Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)

Do inform your loan officer if you will be out of town during the loan process

Do consult with your loan officer before making cash deposits into your banking accounts

DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)

DON’T

Don’t change employment or quit current employment during your loan process

Don’t move money back and forth between bank accounts

Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first

Don’t open new credit lines – no new autos, furniture, or any type of deferred financing

DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer

Worked with Anthony for my recent transaction, it went quickly, and smoothly. There was great communication through the whole process. Thank you again.
B. Lumbert
Grand Rapids, Michgian
I had found my "dream home" and was ready to start the buying process, but wasn't familiar with any of the mortgage companies in my area. My realtor recommended Lynne Hoatlin at Northern Mortgage Services. I've purchased a number of properties in the past and would rate my experience with Lynne as one of the best. She made what could have been a challenging and frustrating process (due to the seller) as smooth and comfortable as possible. her friendliness, relaxed attitude, responsiveness, and attention to detail were simply outstanding.
Niki B.
Muskegon, MI
We have worked with Lynne on several occasions and she is super professional, helpful and very pleasant to work with. She's willing to run through many financing scenarios and advise on the different options and rates available. We have recommended her to friends who have come back to tell us they've had the same positive experiences. Do not hesitate to contact her or Northern Mortgage Services for your home financing needs.
Carol D.
Grand Rapids, MI