Do's and Don'ts

DO

Do start shopping for your homeowner’s hazard insurance

Do inform your loan officer of any changes in your income

Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).

Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)

Do inform your loan officer if you will be out of town during the loan process

Do consult with your loan officer before making cash deposits into your banking accounts

DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)

DON’T

Don’t change employment or quit current employment during your loan process

Don’t move money back and forth between bank accounts

Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first

Don’t open new credit lines – no new autos, furniture, or any type of deferred financing

DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer

Great team to work with, highly professional with a focus on customer service! I was largely unavailable (overseas for work) during the weeks leading up to the closing date but Anthony Gardner and the team were very patient and made timely adjustments to ensure the process went smoothly.
W. Zhang
Grand Rapids, Michgian
I couldn't have asked for a better experience! Anthony Gardner and his team made purchasing our home a smooth and easy process. Their communication with us was impeccable--we were never left hanging with unanswered questions. I will be recommending them to friends and family
Carley M.
Grand Rapids, Michgian
Thank you Pat Helder for making our dream of owning a home come turn. You made it so easy and we appreciate everything you did.
Sullivan family
Fremont, MI

Northern Mortgage Services

3714 28th SW, Grandville, Michigan 49418

markgaylinn

3714 28th Street Southwest,
Grandville, MI 49418, USA