LOAN OFFICER | NMLS# 282783
My strengths and passions in life revolve around helping others. I believe that education, communication, and transparency are the foundational pieces for any successful, working relationship. I have built my career as a mortgage professional on this premise and enjoy working with likeminded individuals.
Understanding where my clients want to be in 5 -10 years and then working together on a plan that gets them there is the goal. Everyone’s situation is different; thus, every transaction is different. This in turn creates an exciting and rewarding experience for everyone involved.
At the end of the day, a mortgage provides us with the ability to own a home, plant roots, and ultimately, grow a family. It is the single most important investment that many of us will make in our lifetime. Knowing that I had a part to play in it, is something I’m thankful for.
When I’m not working on loans, I’m spending time with my family in Cumberland, Maine. My twin daughters, Lucia and Carmella, keep me on my toes as they just entered middle school and my partner Vanessa and I also run a few Air BnB units in Portland, Maine. In my spare time I enjoy playing guitar and songwriting.
I look forward to helping in any way that I can. Great things can start with a simple conversation!
Licensed States: FL: LO71739 MA: MLO282783 ME: 282783 NH:
Ralph has seamlessly guided us through the purchase of two homes and one investment property, two of which he later helped us refinance into better rates.
Ralph is a creative thinker, a numbers whiz, and very responsive & reliable.