todd freeman


I enjoy the opportunity to put myself in my client’s shoes.  This gives me the chance to best accomplish their goals while best setting them up for long term financial success.  I do this with integrity in a straight forward manner that my clients can understand and accomplish.  A testament to this fact is the feedback that I receive from past clients as well as my high level of repeat clientele.  Northern Mortgage’s refined process makes the process easier so clients can spend more time focusing on day to day life with work and family, while my team and I work out the details.  Clients have trusted me with this important process over the years to the tune of hundreds of millions in career funded loans.  I will not rest until the job is done for my clients!

Please reach out to me directly via, email, phone call or even apply online for a personalized, confidential loan analysis and/or preapproval any time.  I am here to help you!


I’ve worked with Todd many times in the past. I’ve purchased two homes with his assistance, refinanced and saved money, and have recommended many home buyers to him directly. His knowledge reaches no limits and his many years of experience will prove that if he doesn’t know the exact answer just yet, he’ll find it. Great guy! Backed by an excellent team! No doubt you should consider him for your mortgage needs.

Richard L.

Need to crunch some numbers?

Welcome home.

todd freeman

contact todd

(413) 241-6940

(616) 829-5941

1 South End Bridge Circle, Unit A Agawam, Massachusetts

Ready to buy?

Northern Mortgage Services LLC is licensed in the following states: CO 130662 / CT ML-130662 / DC MLB130662 / FL MLD1207 / IL MB.6761248 / IN 34700 / KS MC.0025510 / LA 130662 / MA Mortgage Lender and Mortgage Broker MC130662 / MD 06-22454 / MI FL0782 / MO 21-2360 / NH 23555-MB / NC L-184959 / OH RM.804194.000 / TN 170724 / NC L-194959 / SC MLS-130662 MLS-13662 OTN #1 / VA MC-7050 / Illinois License MB.6761248 James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601 Tel: (844) 768-1713