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DO
Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)
DON’T
Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
I have only dreamed of providing a home for my wife and daughter. Nick believed in me when I wasn't quite prepared with my finances. At the time I was working 7 days a week 80+ hours to get the down payment money. Others said I was crazy, Nick was the support I needed. His professionalism and optimism, threw gas on the fire! He got me across the finish line with a great loan, and low closing costs. Now I get to sit back in my own home ALL SPRING AND SUMMER with my family! Nick is a Rock Star! I do not believe I could have done it without his guidance and patience. To boot he is an extremely friendly guy and a pleasure to work with. His entire team is phenomenal! Thank you Nick from the bottom of my heart!!
Eric T.
West Olive, MI
Extremely pleased with everyone that took their time to explain and clarify certain stuff we didn't understand. We felt they went beyond their duty to get us to closing day!
Joaquin F.
Kansas City, MO
Rob Eddie with Northern Mortgage was amazing in helping me purchase my first home. He guided me through the buying process and even helped me better my credit with suggestions on what I needed to do to better it! A year ago I would have not been able to purchase a home but with Rob Eddie and Northern Mortgage, it was possible and I couldn't be happier. I'm truly thankful for all of their help, attention, and guidance and for all that I'm a very happy home owner.
Jason S.
Grand Rapids, MI
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Northern Mortgage Services, LLC
2828 Wilson Ave. SW, Grandville, Michigan 49418
2828 Wilson Ave. Southwest,
Grandville, MI 49418, USA
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