Mortgage Do’s and Don’ts

We want the smoothest home buying experience for you.  These Mortgage Do’s and Don’ts will keep you on track! 

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May 15, 2015
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DO

Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)

DON’T

Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
Return Home
I have purchased many homes and farms during my lifetime, and never have I worked with a lender like Brian. He makes the whole process easy and stress free. He not only got the job done, but got me a great interest rate and got it done quickly. He is kind and patient and professional, and when the deal is done you will feel like you gained not only a new house, but a new friend. What a pleasure it is to work with Brian. Even if you think your credit isn't good enough to buy a house, call Brian. You will be amazed at what he can get done for you.
Anne M.
Richland, MI
Thank you Pat Helder for making our dream of owning a home come turn. You made it so easy and we appreciate everything you did.
Sullivan family
Fremont, MI
Working with Matt Leyrer has been a huge gift, and I thank you. If we ever get another buying itch I will head immediately for you.
Sue
Grand Rapids, Michigan