Mortgage Do’s and Don’ts
We want the smoothest home buying experience for you. These Mortgage Do’s and Don’ts will keep you on track!
Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)
Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
Rob Eddie with Northern Mortgage was amazing in helping me purchase my first home. He guided me through the buying process and even helped me better my credit with suggestions on what I needed to do to better it! A year ago I would have not been able to purchase a home but with Rob Eddie and Northern Mortgage, it was possible and I couldn't be happier. I'm truly thankful for all of their help, attention, and guidance and for all that I'm a very happy home owner.
Grand Rapids, MI
Anthony helped us get a loan for a home in Grand Rapids. He went above and beyond everything we were expecting and made our move from Tennessee as easy as we could have hoped for. This was our first home purchase, and I thank Anthony for helping our family move into our perfect home and starting our life in Michigan. I would recommend him and this company to anyone looking for help with their move. Thanks again! You
Grand Rapids, Michgian
I purchased my first home through Rob and because of his excellent service, I decided to use him a second time. Rob helps eliminate the stress of purchasing a home. Both of my purchases went very smoothly, and I always felt well taken care of. He doesn't ever make you feel pressured, and always makes you feel comfortable enough to ask any and all questions you may have. I would highly recommend Rob Eddie at Northern Mortgage if you're looking to purchase a home!
Grand Rapids, MI