Northern Mortgage

WHAT IS A V.A. LOAN?

HELPING YOU AND YOUR FAMILY FIND A FOREVER HOME.

AT A GLANCE:

The VA Loan provides veterans with a federally-guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

A VA loan may also have reduced closing costs and no prepayment penalties. Additionally, there are services that may be offered to veterans in danger of defaulting on their loans.

WHAT ARE THE BENEFITS OF A VA LOAN?

  • Little or no down payment for purchase
  • Lower interest rates
  • Reduced closing costs
  • No requirements for Private Mortgage Insurance
  • Lifetime eligibility, including refinances

HELPING YOU AND YOUR FAMILY FIND A FOREVER HOME.

AT A GLANCE:

The VA Loan provides veterans with a federally-guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

A VA loan may also have reduced closing costs and no prepayment penalties. Additionally, there are services that may be offered to veterans in danger of defaulting on their loans.

WHAT ARE THE BENEFITS OF A VA LOAN?

  • Little or no down payment for purchase
  • Lower interest rates
  • Reduced closing costs
  • No requirements for Private Mortgage Insurance
  • Lifetime eligibility, including refinances

How do VA Loans work?

The VA Loan, federally backed by the Department of Veterans Affairs, provides veterans with a home loan with flexible requirements. This program was designed to create accessible home-ownership opportunities for active military, veterans, and their families.

VA home loans are available in all 50 states. A VA loan may have reduced closing costs and no prepayment penalties. Additionally, there are services that may be offered to veterans in danger of defaulting on their loans.

VA home loans are available to military personal that have served:

          • 181 days during peacetime
          • 90 days during war
          • 6 years in the Reserve or National Guard
          • 2 years on Active Duty.
          • The spouse of a serviceman either killed or missing in action is also eligible.

dayton va loan

WHAT’S THE NEXT STEP?

Before you begin shopping for homes, contact a Loan Officer!

 licensed loan officer will help you obtain a Certificate of Eligibility (CoE) to move forward with a VA loan. Even if you’re not ready to buy today, they’ll give you the information and resources you need to move forward with confidence.

* No guarantees or offers to lend implied. Contact a licensed loan officer for additional details or to determine eligibility.

dayton va loan

WHAT’S THE NEXT STEP?

Before you begin shopping for homes, contact a Loan Officer!

 licensed loan officer will help you obtain a Certificate of Eligibility (CoE) to move forward with a VA loan. Even if you’re not ready to buy today, they’ll give you the information and resources you need to move forward with confidence.

Our experienced staff is here to help those who have served or are currently serving our country!

* No guarantees or offers to lend implied. Contact a licensed loan officer for additional details or to determine eligibility.

Reviews worth sharing.

Real People. Real Results

Our final mortgage was a full 0.5% below any of the nearest competitors! But the real deciding factor was the service from our Loan Officer. They SHOWED his skill by talking straight business. In the end, they exceeded all expectations. They focus on DELIVERING quality. You will be well rewarded with the honest help they can offer.

Nick B.

Simply put, the team at Northern Mortgage did the work and made the difference for my wife and I. They were so clear and always felt like they were in our side. Truly felt like a blessing working with them.

Cheyne J.

Welcome home.

Northern Mortgage

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Saturday: 5am - 10pm

Sunday: 5am - 9pm

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