Fair Lending Statement

Northern Mortgage Services, LLC.

Email:  compliance@northermtg.com

 

To All Prospective Northern Mortgage Clients:

 

This notice informs you of Northern Mortgage Company, LLC (“Northern Mortgage”) policies regarding nondiscrimination and abusive lending practices. The board of directors, management, and staff of Northern Mortgage are committed to the practices of fair lending. It is the policy of this company to make credit products available to all applicants who meet our business focus in a fair and consistent manner within the confines of safe and sound business practices.

Northern Mortgage does not discriminate against any credit applicant on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or whether the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any other prohibited basis.

Northern Mortgage also requires loan terms, rates and fees to be consistent with the borrower’s qualifications, that borrowers have the ability to repay the obligation and that borrowers receive a tangible benefit from the loan transaction.

Northern Mortgage expects the companies with whom it does business to adhere to similar non-discriminatory and fair lending policies and practices throughout the lending process. The companies’ policy extends to application procedures, pricing of loans or services, marketing practices, closing procedures, and compensation programs.

 

Josh and his team are timely, professional, and make you cared for at all times during the lending process. They continually reach out to assure things are going smooth and are always available to answer questions and get the process done as fast as possible. We definitely plan to use Josh and his company for any future lending needs.
Z. Ross
Grand Rapids, MI
Would recommend to anyone. Bill is willing to help anyway he can and offers help even after if there is anything you need. Makes you feel comfortable through out the process. Great job!
Sherman F.
Dayton, OH
I have only dreamed of providing a home for my wife and daughter. Nick believed in me when I wasn't quite prepared with my finances. At the time I was working 7 days a week 80+ hours to get the down payment money. Others said I was crazy, Nick was the support I needed. His professionalism and optimism, threw gas on the fire! He got me across the finish line with a great loan, and low closing costs. Now I get to sit back in my own home ALL SPRING AND SUMMER with my family! Nick is a Rock Star! I do not believe I could have done it without his guidance and patience. To boot he is an extremely friendly guy and a pleasure to work with. His entire team is phenomenal! Thank you Nick from the bottom of my heart!!
Eric T.
West Olive, MI

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