Fred Ginches

Branch Manager

NMLS# 20974

(616) 829-5941

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan with the Apply Now button on the side!

Apply online, email, or call me directly for a personalized, confidential loan analysis and pre-approval.

Free Consultation

Mortgage Calculator

Mortgage Glossary