Do start shopping for your homeowner’s hazard insurance
Do inform your loan officer of any changes in your income
Do inform your loan officer if you will be obtaining money from anyone to help with your purchase (may or may not be allowed).
Do keep paper trails on all deposits throughout the loan process (copy of checks, deposit slips, etc.)
Do inform your loan officer if you will be out of town during the loan process
Do consult with your loan officer before making cash deposits into your banking accounts
DO GET PAPERWORK requested by your loan officer to them as soon as possible (paperwork delays = closing delays)
Don’t change employment or quit current employment during your loan process
Don’t move money back and forth between bank accounts
Don’t shuffle any financial accounts (401k, Mutual Funds, etc.) without consulting your loan officer first
Don’t open new credit lines – no new autos, furniture, or any type of deferred financing
DON’T MAKE CASH DEPOSITS INTO YOUR BANK ACCOUNT without first consulting with your loan officer
Josh made the mortgage process as seamless as possible for us first time home buyers! He did all of the work and kept us updated along the way! (And we had a lot of questions / concerns). If you are looking for someone with years of experience and knowledge who will take care of you, look no further than Joshua Nawrot and his team at Northern Mortgage!
Grand Rapids, MI
Marty did an exceptional job with our mortgage. What an easy person to work with.
Rob Eddie with Northern Mortgage was amazing in helping me purchase my first home. He guided me through the buying process and even helped me better my credit with suggestions on what I needed to do to better it! A year ago I would have not been able to purchase a home but with Rob Eddie and Northern Mortgage, it was possible and I couldn't be happier. I'm truly thankful for all of their help, attention, and guidance and for all that I'm a very happy home owner.
Grand Rapids, MI
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